December 22, 2015

Who Should Be The Trustee of A Special Needs Trust?A special needs trust is a common planning technique for people trying to preserve assets and also provide for a loved one (often a child) under 65. In addition to the planning and logistical considerations that grantors of such trusts go through, the most common question

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December 17, 2015

Medicaid Planning Traps: Bad Timing Timing is everything. If you are applying for Medicaid in the state of NJ, especially if you are seeking help with assisted living, there is a “coverage gap” where applications are not retroactive. What this means is that if you apply too late, any and all expenses you accrue while waiting

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December 3, 2015

Medicaid Planning Traps: Health Eligibility & Facility PlacementIt does not happen often, but sometimes two spouses will want to move into an assisted living or skilled nursing facility together, and they ask if Medicaid will cover their continued stay in the facility once they run out of money. Typically one spouse is much healthier than

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December 3, 2015

Medicaid Planning Traps: Health Eligibility & Facility PlacementIt does not happen often, but sometimes two spouses will want to move into an assisted living or skilled nursing facility together, and they ask if Medicaid will cover their continued stay in the facility once they run out of money. Typically one spouse is much healthier than

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November 24, 2015

Talking to a Loved One with a Cognitive ImpairmentImagine you’re looking at a picture of a familiar object, like a car. If someone broke that picture into pieces and shuffled them around, could you still recognize it? You know it is a car. The pieces are all the same pieces. It is just arranged differently.

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